VA Form 20-0995 PDF Free Download


In the realm of veterans’ benefits and services, VA Form 20-0995 holds a significant place. This form, also known as the “Claim for Individual Unemployability (IU) Due to Unemployability of Veteran’s Service-Connected Disabilities,” plays a pivotal role in providing support to disabled veterans. Whether you’re a veteran seeking assistance or someone interested in understanding the process, this article delves into the details of VA Form 20-0995, its purpose, eligibility criteria, application process, and more.


Navigating the intricacies of veterans’ benefits can be daunting, especially for those dealing with disabilities resulting from their service. VA Form 20-0995, designed to address individual unemployability due to service-connected disabilities, aims to provide financial support and stability to veterans who are unable to work due to their conditions.

Understanding VA Form 20-0995

VA Form 20-0995 is a formal application provided by the Department of Veterans Affairs (VA) to determine if a veteran qualifies for Individual Unemployability benefits. This benefit allows eligible veterans to receive compensation at the 100% disability rate, even if their service-connected disabilities do not meet the traditional 100% disability rating criteria.

Eligibility Criteria

To be eligible for Individual Unemployability benefits through VA Form 20-0995, veterans must meet certain criteria. Firstly, they must have a service-connected disability or disabilities with a combined rating of at least 60%. Additionally, veterans should be unable to maintain substantially gainful employment due to their service-connected disabilities.

Gathering Required Information

Before starting the application process, gather essential information, including employment history, medical records, VA disability rating decision, and details of any previous applications for VA benefits.

Completing VA Form 20-0995

Filling out VA Form requires careful attention to detail. Provide accurate information about your disabilities, employment history, and how your conditions affect your ability to work.

Supporting Documentation

Accompanying documentation is crucial to substantiate your claim. Include medical records, VA decisions, and employment history documents that support your application.

Submission Process

Once completed, submit VA Form 20-0995 to the VA regional office that handles your claim. Consider using certified mail or other tracked methods to ensure your application is received.

Review and Decision

The VA will review your application, medical evidence, and supporting documents. If necessary, the VA might schedule a medical examination to assess the severity of your disabilities and their impact on your employability.

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Benefits of Approval

If your claim is approved, you’ll receive compensation at the 100% disability rate, providing financial stability while you’re unable to work due to service-connected disabilities. This compensation can be a lifeline for veterans facing financial challenges.

Appeals and Reconsideration

If your claim is denied, you have the right to appeal the decision. The appeals process allows you to present additional evidence and arguments to support your case.

Frequently Asked Questions (FAQs)

Q : What is VA Form 20-0995?
A :
VA Form 20-0995 is an application for Individual Unemployability benefits for veterans with service-connected disabilities.

Q : Can I apply if my disabilities don’t add up to 100%?
A : Yes, VA Form 20-0995 is designed for veterans with a combined disability rating of at least 60%.

Q : Is medical evidence necessary?
A : Yes, medical evidence is essential to demonstrate the severity of your disabilities and their impact on your ability to work.

Q : Can I work while receiving Individual Unemployability benefits?
A : The program is designed for veterans unable to maintain substantially gainful employment.

Q : How long does the decision process take?
A : The processing time varies, but you can check the VA’s estimated processing times for updates.


A path to financial stability for disabled veterans facing challenges in maintaining employment due to their service-connected disabilities. By understanding the eligibility criteria, application process, and potential benefits, veterans can navigate this process with confidence. If you or someone you know is eligible, don’t hesitate to explore the possibility of receiving Individual Unemployability benefits.

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